The dollar amount or percentage of a veterinary bill that will be covered depends on your specific pet insurance plan. Typically, you will pay for the vet bill up front, and the insurance provider will reimburse you for a percentage of the covered expenses, as outlined in your policy.

The III states that coverage may have a deductible, which is the amount you pay out of pocket before coverage kicks in. In addition, your coverage will come with policy caps or limits (the maximum amount your policy will pay for a covered claim).

The III notes that policy benefits may also depend on the type of coverage you have. Basic coverage typically provides reimbursement for accidental injuries and illnesses. Comprehensive coverage, on the other hand, may provide broader benefits, such as prescription medication and diagnostic testing.

While you'll likely pay higher premiums for comprehensive coverage, these policies typically have lower deductibles and help cover a higher percent of vet bills.

Pet insurance coverage may help with the unexpected costs of nursing your furry family member back to health. If you're interested in helping protect your pet, an your insurance provider can help you choose the pet insurance coverage that meets your family's needs.