There are lots of avenues to take on the road to smart savings. The smart student discount, for example, applies if the driver is under the age of 25, unmarried and qualifies for one of these categories:

Is a full-time student getting good grades
Has successfully completed the teenSMART® driver education program
Attends school at least 100 miles away from where your car is garaged

But that's not the only cost-saving opportunity. Here are some other possible ways to save on car insurance if you're a teen or college student driver:

Sign them up for driver's ed
Share their good report card
Get a better rate with multi-vehicle family plans
Buy used vehicles with high safety ratings
Compare car insurance from three providers
Emphasize the importance of a clean driving record
Sign up for a defensive driving course
Consider whether to raise your deductible to lower your premium
Get rewarded for safe driving with Drivewise®
When you drive less, you can pay less with Milewise®