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Accident Forgiveness

Save More When You Drive Safe.

Enjoy high-quality auto insurance coverage and be rewarded for safe driving when you purchase Your Choice Auto. Talk to an agent to learn more about the Your Choice Auto features available in your area.

Your Choice Auto Can Include The Following Features:

  • Accident Forgiveness. Your car insurance rates won't go up just because you've had an accident, even if you are at fault.
  • Deductible Rewards®. Get $100 off your collision deductible just for signing up. Enjoy an additional $100 off for every year you go without an accident—up to $500 total.
  • Safe Driving Bonus®. You can earn up to 5% off of your auto insurance premium for every six months of accident-free driving.
  • New Car Replacement. If you total a brand-new car within the first three model years, you can get a check for the purchase price of your replacement —not just the depreciated value—when you add this option to a Your Choice Auto plan.

Talk to an agent about adding Accident Forgiveness insurance and other Your Choice Auto features to your auto insurance policy.

Your Choice Auto® & Accident Forgiveness, Deductible Rewards®, Safe Driving Bonus®, and New Car Replacement are optional and subject to terms and conditions. NOT AVAILABLE IN EVERY STATE. Patent Pending. Deductible Rewards apply to collision coverage. In NY and PA, deductible amount will not go below $100. In NY, Safe Driving Bonus® is a discount. Safe Driving Bonus® is based on eligible premium for prior policy period (except in NY), and won't apply after an accident. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. Allstate New Jersey Property and Casualty Insurance Company, Bridgewater, NJ. Allstate County Mutual Insurance Company, Irving, TX.

Check option is an enhancement to Existing Safe Driving Bonus® and is NOW AVAILABLE OR COMING SOON to states offering Your Choice Auto®, except New York. May not be available to renewal customers until next policy period. Amounts less than $5 will be applied to renewal bill.

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