| Uninsured Motorist Bodily Injury What it typically covers: Damages that result from the injury or death of you or someone in your car, caused by an: - uninsured driver - underinsured driver Why it's important: - You may need help covering your own medical expenses if the other driver doesn't have enough insurance. - Expenses could be hundreds of thousands of dollars. You might want to consider purchasing the same limit as your Bodily Injury Liability coverage as a general rule of thumb. What do the two numbers mean? Limits for this coverage are typically displayed as two separate dollar amounts: - Per injured person - Per accident For example, "$50,000/$100,000" means $100,000 is the limit for all injuries resulting from a single accident, with a limit of $50,000 per injured person. Other Factors That May Affect the Limit You Choose: The high cost of health care Your ability to make ends meet if you are out of work for an extended period Any short- or long-term disability plans Protecting your savings for retirement or education The cost of higher coverage limits The amount of assets you'd have to use while you heal Life Stories - Uninsured Motorist Bodily Injury |