| Frequently Asked Questions Why is Allstate a smart choice? At some car insurance companies, it's all about them. At Allstate it's about you. From filing a claim 24/7, to rewards for safe drivers to great protection, there's a lot to feel good about when you're insured by Allstate. You might think that all that great stuff is going to cost you, but the fact is, people who switched to Allstate saved $338 a year on average. Plus, the workmanship of repairs at recommended shops is guaranteed for as long as you own the car. You get all this, plus 75+ years of knowledge and experience you can call on any time you need them. Online, over the phone or in person, you're always in Good Hands® with Allstate. Savings based on information reported in 2006 by new Allstate customers. Actual savings will vary. What happens when I make a claim? Over the years, Allstate has worked to enhance the claims handling experience. Say you have an accident and need to get your car fixed. Allstate can work with you to figure out what happened. And if we need to, we'll make arrangements to inspect your car. You can report your claim online or over the phone with Allstate 24/7. And they have over 600 drive-in claims centers around the country. On top of that, Allstate guarantees the workmanship at recommended repair shops for as long as you own the car. Will my premiums go up if I get into an accident? Unfortunately, your driving history is a big factor that determines the rate you pay. And having an accident can definitely work against you. But wouldn't it be great if your rates didn't go up just because of an accident? That's why Accident Forgiveness from Allstate is such a smart idea. It helps keep your rates from going up just because of an accident. Even if it’s your fault. Safe Driving Bonus (SM) won't apply after an accident. Can I talk to a real person about insurance? Want to get in touch with a licensed insurance professional at the Customer Information Center? They can help you find the coverage you need and give you a price, too. Call 1-800-427-1159 or you can use Allstate's agent locator to find an agent in your area. How can I get the best possible price on Allstate insurance? If you're looking for a great value on car insurance, take a serious look at Allstate. You'd be surprised at how much people saved by switching. On average, they saved $338 dollars a year. When you're buying car insurance, you're looking for just the right mix of price and protection. If you go with bare-bones minimum coverage and find out you need more after you've had an accident - you'll probably end up spending way more than you ever saved. If you're just shopping around, you can get a ballpark estimate with Allstate in a matter of minutes. You don't even have to give your name or social security number. Or you can get a personal quote and buy your policy - all online. It's up to you. Savings based on information reported in 2006 by new Allstate customers. Actual savings will vary. What if someone else drives my car? As long as the person driving has your permission, lots of your coverage goes with the car and the people in it. No matter whether you're riding along or not. What other kinds of coverage can I get? The coverage you can get for your car really depends on what state you live in. You can get things like Lease/Loan gap. It covers the difference between what you owe on your car and what it's worth. Or something like Rental Reimbursement, which covers the cost of a rental car if you can't drive yours after a covered loss. If you want to see everything that's available, just get a quote online right now. Or pick up the phone and give us a call at 1-800-427-1159 to find out what's right for you. The coverage you can get for your car really depends on what state you live in. You can get things like Lease/Loan gap. It covers the difference between what you owe on your car and what it's worth. Or something like Rental Reimbursement, which covers the cost of a rental car if you can't drive yours after a covered loss. |