| Bodily Injury Liability What it typically covers: Damages that result from the injury or death of another driver when you are at fault. Some of the things you may be liable for include: -Medical expenses -Lost wages -Pain and suffering Why it's important: - Damages could be hundreds of thousands of dollars - If damages are more than your limit, someone can legally pursue your assets for reimbursement As a general rule, you might consider purchasing as high a limit as you can afford. Other Factors That May Affect the Limit You Choose: Total amount of assets you have to lose Your future earnings The high cost of health care Your risk tolerance The cost of higher coverage limits Protecting your savings for retirement or education What do the two numbers mean? Limits for this coverage are typically displayed as two separate dollar amounts: - Per injured person - Per accident For example, "$50,000/$100,000" means $100,000 is the limit for all injuries resulting from a single accident, with a limit of $50,000 per injured person. DNA Life Stories - Bodily Injury Liability |