Will My Policy Still Cover Me if I Get into an Accident Out of State or Out of the Country?

At Allstate, we’ve got you covered across the US and Canada — even in parts of Mexico.

If you have an Allstate auto policy, your coverage will travel with you as you drive within any of the fifty United States. Even better, it will automatically adapt to the specific laws that govern each state, so you'll be well covered no matter where your trip takes you. Your policy will also protect you if you're driving in any United States territory (such as Puerto Rico, Guam, the U.S. Virgin Islands, etc.).

Travel Out-of-State

If you’re involved in an accident outside of your home state, we’ll handle the claim, and connect you with an Allstate claims representative from that state. That way you’ll get great Allstate service from someone who is familiar with that particular state’s laws and regulations. Then we’ll get you back on the road as quickly as possible.

Canada and Mexico

If you cross into Canada, your policy will cover you throughout all Canadian provinces and territories, and between all ports.

If you’re crossing south into Mexico, your policy will protect you if you’ll be traveling within 75 miles of the border for a maximum of 10 days on each separate entry or trip.

If you’re traveling deeper into Mexico (or for longer than 10 days), any accidents you’re involved in will be subject to Mexican law. So plan ahead, and familiarize yourself with Mexico’s state and national insurance requirements.