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Home Insurance
I'm Buying or Have a Home
You might be making the move from renting to buying, building a new home or moving to a new neighborhood. In any case, you'll make a lot of important buying decisions about your new home along the way…price, location, features… just to name a few. You'll also need to make some decisions about insurance. And when you do, here are a few things you might consider...
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Your Home
  • How much would it cost to rebuild my home at today's prices?
  • How can I make my home safer and possibly save money?
  • Should I purchase flood insurance?
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Your Property
  • What would it cost to replace the contents of my home?
  • Do I have an inventory and photographs of my personal possessions? If not, don't wait for disaster to strike. Download Allstate's free home inventory software now and create a room-by-room inventory of your personal possessions.
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You and Your Guests
  • What kind of protection do I have against liability claims?
  • Will my guests' medical expenses  be covered if they're accidentally injured on my property? 
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Your Coverages
  • How can I personalize my policy with extended coverage on computers, silverware, jewelry and more?
  • How often should I reevaluate my coverages?
  • How much should my deductible be?
  • Do I need or have reimbursement for additional living expenses if I can't live in my home due to a covered loss?
  • I'm building my home, are there additional coverages  available during the course of construction?
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Take the first step into homeownership by understanding your coverage options.
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To get a quote, go to the Get a Quote tool at the top right hand side of this page.
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Learn more about Home Insurance in  Tools & Resources.
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The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.
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Related Materials
Saved a Quote?
Need to Retrieve it?
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Home Insurance Considerations 
Your insurance should reflect what's right for you.
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Do I need Flood Insurance?
Protect the assets you own.
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Be Prepared
Download Allstate's free home inventory software and create a room-by-room inventory of your personal possessions.
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Tools & Resources
See what is available to assist in your decision.
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Need to Reach Us?
Call 1-800-ALLSTATE® 
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