Homeowners Insurance
The Right Coverage for Your Budget
Protect Your Home and Property – Insure It.
Imagine the worst thing that could happen to your home: a fire, a tornado, a meteor strike – it could happen (click here to look up common and costly claims in your zip code). Allstate's comprehensive, personalized homeowners insurance helps protect your residence from fire, lightning, frozen plumbing, smoke, theft, explosions and potentially other disasters.
Your Homeowners Insurance Policy Will Include:
Content Coverage Options:
Insurance Discounts & Savings:
- Multi-Line (Home + Auto) – Save up to 15% depending on the type of home and the state in which you live.
- Protective Devices – Save up to 15% depending on the combination of installed protective devices.
- Fire Resistive – Save up to 15% depending on the materials. New Home Buyer – 10% discount when insuring the home at time of purchase.
- Renovated Home – Save up to 6% depending on renovation to home's mechanical systems and structure.
- 55 or older and retired – Save 10-25% depending on the type of home.
Also Consider Purchasing Flood Insurance
Since a Homeowners Insurance Policy doesn't cover floods, ask your Agent if people in your community are eligible for a National Flood Insurance Policy.
Please see the disclaimers below.
The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.
Excess Flood Insurance coverage may currently be available but only in the following states: Alabama, Alaska, Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Maryland, Michigan, Mississippi, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia, Washington. In order to qualify for an Excess Flood Insurance Policy, you first need to purchase a National Flood Insurance Policy through Allstate. Excess Flood Insurance is provided by one or more insurance carriers not owned by or affiliated with Allstate Insurance Company. Excess Flood Insurance is subject to availability and qualifications. Other terms, conditions and exclusions may apply. Contact your local Allstate agent to find out whether Flood Insurance coverages are available in your area.