Allstate - Auto Insurance Personal Injury Protection Coverage

Accidents are always inconvenient, sometimes expensive, and never what you planned. Which is why planning ahead can make a huge difference in the weeks and months following an accident where you're injured.

Personal Injury Protection coverage (or PIP) not only covers reasonable and necessary medical and hospital expenses, it can also help you with income continuation, loss of services, funeral expenses, even child-care expenses while you’re healing.

(If you’re interested in adding this option to your policy, keep in mind that the types of expenses PIP covers can vary from state to state.)

Other Coverages

Choose any of the following options that might suit your individual circumstances best and build an auto insurance policy that helps fit your needs.

Liability Coverage — If you’re at fault in an accident that's covered by your policy, and other people (or property) are injured or damaged, Liability coverage helps protect you from the cost of these damages.

Collision Coverage — helps pay for repairs or replacement to your car if you’re in a covered accident that involves other vehicles or stationary objects.

Comprehensive Coverage — helps pay for covered losses caused by natural disasters, theft, vandalism, or other similar events.

Underinsured/Uninsured Motorist Coverage — helps protect you if the covered accident was another driver’s fault and s/he either has no auto insurance, or not enough insurance to cover the expenses.

Medical Payments Coverage — helps pay medical bills if you or your passengers are hurt in a covered accident. This option may also cover other members of your family when they’re driving the insured car.

Limits and Deductibles — will apply to certain types of coverage. Your Limits and Deductibles determine how much your insurance company will pay and how much you’ll have to pay when you make a claim for a covered accident.

Additional Coverage Options — can boost convenience and peace of mind, whether it’s with our Towing and Labor-Cost Coverage*, Rental Car Reimbursement* Coverage, Sound System Coverage*, or Tape/CD Coverage*. The choice is yours.

Get an auto insurance quote today (it’s easy!), and find out if switching to Allstate might save you money. You can talk to an Allstate agent right in your neighborhood. Or, you can call 1-866-621-6900 to quote over the phone.