Allstate - Auto Insurance Medical Payments Coverage

Considering your claim is a covered loss (that's insurance-speak for an accident or incident that falls within the bounds of your policy), Medical Payments coverage helps pay for medical treatment for accident-related injuries, no matter who's at fault. These costs may include doctor visits, hospital visits and/or stays, surgery, x-rays, EMT and ambulance fees, and other similar expenses. This option covers you, your passengers, and any family members who may be driving the insured car during the accident.

And while nobody likes to think about it, this option also helps cover funeral expenses.

Other Coverages

Choose any of the following options that might suit your individual circumstances best and build an auto insurance policy that helps fit your needs.

Liability Coverage — If you’re at fault in an accident that's covered by your policy, and other people (or property) are injured or damaged, Liability coverage helps protect you from the cost of these damages.

Collision Coverage — helps pay for repairs or replacement to your car if you’re in a covered accident that involves other vehicles or stationary objects.

Comprehensive Coverage — helps pay for covered losses caused by natural disasters, theft, vandalism, or other similar events.

Underinsured/Uninsured Motorist Coverage — helps protect you if the covered accident was another driver’s fault and s/he either has no auto insurance, or not enough insurance to cover the expenses.

Personal Injury Protection — typically helps reimburse you for lost income, child care expenses, medical expenses, and other similar things if you’re hurt in a covered accident. (Personal Injury protection is not available in some states)

Limits and Deductibles — will apply to certain types of coverage. Your Limits and Deductibles determine how much your insurance company will pay and how much you’ll have to pay when you make a claim for a covered accident.

Additional Coverage Options — can boost convenience and peace of mind, whether it’s with our Towing and Labor-Cost Coverage*, Rental Car Reimbursement* Coverage, Sound System Coverage*, or Tape/CD Coverage*. The choice is yours.

The fact is, seven out of 10 people who switched to Allstate saved money. Get a Ballpark Estimate and see if you’ll save, too. It takes only minutes, and you don’t even have to give your name, email address, or Social Security number. Or, you can call 1-866-621-6900 to quote over the phone.