New Jersey
Auto Insurance Coverages

How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in New Jersey? Finding auto insurance that fits your lifestyle can be daunting, but your local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in New Jersey. If you have a teen driver in NJ, you must consider New Jersey's Graduated Driver Licensing laws (see chart below).

For more information on this state, visit the New Jersey State Information or New Jersey State Catastrophe page.

New Jersey Auto Insurance Claims: Allstate Decision Point Review Plan

New Jersey Graduated Driver Licensing

Help keep your teen driver safe on the road by reviewing the New Jersey Graduated Driver Licensing (GDL) laws with them. New Jersey has its own variation of GDL laws that have been proven to save teen lives. We suggest you use these laws to form driving rules for your teen.


	Insurance Institute for Highway Safety Rating			Good

	Minimum Entry Age (Optimal: 16)			16, Has optimal provision

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has no provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has the provision but it is not optimal

	Passenger Restriction (Optimal: only 1 non-family member)			Has optimal provision

	Minimum Exit Age (Optimal: 18)			18, Has optimal provision

For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Connecticut, Hawaii, Maryland, New York, Pennsylvania

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in New Jersey. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

New Jersey Auto Insurance Coverages