Nebraska
Auto Insurance Coverages
With so many companies offering auto insurance in Nebraska, how do you choose the car insurance that's right for you? Regardless of where you live in Nebraska, Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products for Nebraska drivers. As your auto insurance needs change, your local Allstate agent will take the time to help you make the right choices. If you have a teen driver, there are many other considerations your local Allstate agent can also help you with. Refer to the NE Graduated Driver Licensing chart below for more information.
Nebraska Auto Insurance Coverage Scale
Choosing what auto insurance coverages are right for you in Nebraska can be challenging. You can use the Nebraska auto insurance coverage levels chart below as a starting point for understanding the Nebraska coverage level requirements and for reviewing the most common car insurance coverages.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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25,000/50,000
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100,000/300,000
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Property Damage Liability
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25,000
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100,000
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Uninsured Motorist Bodily Injury
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25,000/50,000
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100,000/300,000
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Medical Payments
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Not required
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5,000
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Collision
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Not required
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500 deductible
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Comprehensive
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Not required
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250 deductible
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Nebraska Graduated Driver Licensing
Graduated Driver Licensing laws have been proven to save teen lives. Review the Nebraska GDL laws with your teen. Use this information to set rules for your teen driver and help protect them on the road.
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Insurance Institute for Highway Safety Rating
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Marginal
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Minimum Entry Age
(Optimal: 16)
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15
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Extended Learner Period
(Optimal: at least 6 months)
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Has no provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has the provision
but it is not optimal
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has the provision
but it is not optimal
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has no provision
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Minimum Exit Age
(Optimal: 18)
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17
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For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Colorado,
Iowa,
Kansas,
South Dakota,
Wyoming
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Nebraska. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.