Mississippi
Auto Insurance Coverages
How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in Mississippi? Finding auto insurance that fits your lifestyle can be daunting, but your local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in Mississippi. If you have a teen driver in MS, you must consider Mississippi's Graduated Driver Licensing laws (see chart below).
For more information on this state, visit the Mississippi State Information or Mississippi State Catastrophe page.
Missisippi Auto Insurance Coverage Scale
As you consider what auto insurance coverages are right for you, keep in mind that Mississippi has required minimum coverage levels. Only you can decide what auto insurance coverages are right for you, but refer to the chart below for more information about Mississippi-required coverage levels and the most common car insurance coverages.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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25,000/50,000
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25,000/50,000
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Property Damage Liability
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25,000
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25,000
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Uninsured Motorist Bodily Injury
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Not required
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10,000/20,000
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Medical Payments
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Not required
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1,000
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Collision
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Not required
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500 deductible
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Comprehensive
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Not required
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100 deductible
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Mississippi Graduated Driver Licensing
If you have a teen driver, you should know about Graduate Driver Licensing (GDL). GDL laws are one of the few things that have been shown to save teen lives. Protect your teen driver by reviewing these GDL laws with them and use them to form driving rules that help keep your teen driver safe.
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Insurance Institute for Highway Safety Rating
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Marginal
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Minimum Entry Age
(Optimal: 16)
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15
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Extended Learner Period
(Optimal: at least 6 months)
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Has optimal provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has no provision
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has optimal provision
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has no provision
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Minimum Exit Age
(Optimal: 18)
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16
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Download a Parent-Teen Driving agreement (PDF format) and start talking to your teen driver about safe driving habits. Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Alabama, Arkansas, Louisiana, Tennessee, Texas
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Mississippi. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.