Maine
Auto Insurance Coverages
Whether you live in Augusta, Bangor, Portland or Moosehead, with so many companies offering auto insurance in Maine, how do you know what car insurance is right for you? Allstate offers a variety of auto insurance policies, optional insurance coverages and many other products available in Maine. As your auto insurance needs change, your local Allstate agent can work with you to help you make the right choices. If you have a teen driver, there are other considerations such as Maine's Graduated Driver Licensing laws (see chart below).
For more information on this state, visit the Maine State Information or Maine State Catastrophe page.
Maine Coverage Scale
Maine auto insurance coverage requirements can be different from other states. The chart below provides a good starting point for learning about the Maine required auto insurance coverage levels and the most common car insurance coverages to make your choice easier.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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50,000/100,000
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100,000/300,000
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Property Damage Liability
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25,000
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50,000
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Uninsured Motorist Bodily Injury
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50,000/100,000
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100,000/300,000
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Medical Payments
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1,000
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5,000
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Collision
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Not required
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500 deductible
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Comprehensive
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Not required
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100 deductible
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Maine Graduated Driver Licensing
Graduated Driver Licensing laws have been proven to save teen lives. Review the Maine GDL laws with your teen. Use this information to set rules for your teen driver and help protect them on the road.
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Insurance Institute for Highway Safety Rating
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Good
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Minimum Entry Age
(Optimal: 16)
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15
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Extended Learner Period
(Optimal: at least 6 months)
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Has optimal provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has optimal provision
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has the provision
but it is not optimal
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has optimal provision
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Minimum Exit Age
(Optimal: 18)
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16 years, 6 mo.
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For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Connecticut, New Hampshire, New York, Rhode Island
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Maine. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.