auto insurance buying in Kansas
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Allstate Auto

Kansas
Auto Insurance Coverages

With so many companies offering auto insurance in Kansas, how do you choose the car insurance that's right for you? Regardless of where you live in Kansas, Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products for Kansas drivers. As your auto insurance needs change, your local Allstate agent will take the time to help you make the right choices. If you have a teen driver, there are many other considerations your local Allstate agent can also help you with. Refer to the KS Graduated Driver Licensing chart below for more information.

For more information on this state, visit the Kansas State Information or Kansas State Catastrophe page.

Kansas Auto Insurance Coverage Scale

Allstate can help you decide how much auto insurance coverage is right for you. Each state, including Kansas, has different minimum required auto insurance coverage levels, as shown in the chart below. Use this chart to learn more about Kansas's required coverage levels and the most common car insurance coverages.

Coverage
State Requirements
Most Common
Bodily Injury Liability
25,000/50,000
100,000/300,000
Property Damage Liability
10,000
50,000
Uninsured Motorist Bodily Injury
25,000/50,000
100,000/300,000
Medical Payments
Not required
5,000
Collision
Not required
500 deductible
Comprehensive
Not required
250 deductible
Personal Injury Protection
Required
Meets state minimum requirements

Kansas Graduated Driver Licensing

If you have a teen driver, you should know about Graduate Driver Licensing (GDL). GDL laws are one of the few things that have been shown to save teen lives. Protect your teen driver by reviewing these GDL laws with them and use them to form driving rules that help keep your teen driver safe.

Insurance Institute for Highway Safety Rating
Marginal
Minimum Entry Age
(Optimal: 16)
14
Extended Learner Period
(Optimal: at least 6 months)
Has optimal provision
Parent Certification
(Optimal: 30 hours minimal)
Has optimal provision
Night Restriction
(Optimal: 9 or 10 p.m.)
Has no provision
Passenger Restriction
(Optimal: only 1 non-family member)
Has no provision
Minimum Exit Age
(Optimal: 18)
16

Download a Parent-Teen Driving agreement (PDF format) and start talking to your teen driver about safe driving habits. Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Colorado, Missouri, Nebraska, Oklahoma, South Dakota

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Kansas.
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