Delaware
Auto Insurance Coverages
Whether you live in Wilmington, Dover, Milford, Dewey Beach, with so many companies offering auto insurance in Delaware, how do you know what car insurance is right for you? Allstate offers a variety of auto insurance policies, optional insurance coverages and many other products available in Delaware. As your auto insurance needs change, you local Allstate agent can work with you to help you make the right choices. If you have a teen driver, there are other considerations such as Delaware's Graduated Driver Licensing laws (see chart below).
Delaware Auto Insurance Coverage Scale
Allstate can help you decide how much auto insurance coverage is right for you. Each state, including Delaware, has different minimum required auto insurance coverage levels, as shown in the chart below. Use this chart to learn more about Delaware's required coverage levels and the most common car insurance coverages.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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15,000/30,000
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100,000/300,000
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Property Damage Liability
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10,000
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50,000
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Uninsured Motorist Bodily Injury
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Not required
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100,000/300,000
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Personal Injury Protection
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15,000/30,000
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15,000/30,000
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Collision
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Not required
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500 deductible
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Comprehensive
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Not required
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0 deductible
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Delaware Graduated Driver Licensing
If you have a teen driver, you should know about Graduate Driver Licensing (GDL). GDL laws are one of the few things that have been shown to save teen lives. Protect your teen driver by reviewing these GDL laws with them and use them to form driving rules that help keep your teen driver safe.
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Insurance Institute for Highway Safety Rating
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Fair
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Minimum Entry Age
(Optimal: 16)
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15 years, 10 mo.
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Extended Learner Period
(Optimal: at least 6 months)
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Has the provision
but it is not optimal
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Parent Certification
(Optimal: 30 hours minimal)
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Has no provision
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has the provision
but it is not optimal
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has the provision
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Minimum Exit Age
(Optimal: 18)
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16 years, 10 mo.
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For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Alaska,
Maryland,
New Jersey,
Pennsylvania,
Washington D.C.
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Delaware. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.