Alaska
Auto Insurance Coverages
Whether you live in Fairbanks, Anchorage, Juneau or Dutch Harbor, with so many companies offering auto insurance in Alaska, how do you know what car insurance is right for you? Allstate offers a variety of auto insurance policies, optional insurance coverages and many other products available in Alaska. As your auto insurance needs change, your local Allstate agent can work with you to help you make the right choices. If you have a teen driver, there are other considerations such as Alaska's Graduated Driver Licensing laws (see chart below).
For more information on this state, visit the Alaska State Information or Alaska State Catastrophe page.
Alaska Auto Insurance Coverage Scale
Allstate can help you decide how much auto insurance coverage is right for you. Each state, including Alaska, has different minimum required auto insurance coverage levels, as shown in the chart below. Use this chart to learn more about Alaska's required coverage levels and the most common car insurance coverages.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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50,000/100,000*
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100,000/300,000
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Property Damage Liability
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25,000*
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50,000
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Uninsured Motorist Bodily Injury
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Not required*
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50,000/01300,000
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Medical Payments
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Not required*
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5,000
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Collision
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Not required*
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500 deductible
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Comprehensive
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Not required*
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100 deductible
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Alaska Graduated Driver Licensing
Help keep your teen driver safe on the road by reviewing the Alaska Graduated Driver Licensing (GDL) laws with them. Alaska has its own variation of GDL laws that have been proven to save teen lives. We suggest you use these laws to form driving rules for your teen.
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Insurance Institute for Highway Safety Rating
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Good
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Minimum Entry Age
(Optimal: 16)
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14
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Extended Learner Period
(Optimal: at least 6 months)
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Has optimal provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has the provision
but it is not optimal
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has the provision
but it is not optimal
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has the provision
but it is not optimal
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Minimum Exit Age
(Optimal: 18)
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17
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For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
California, Hawaii, Idaho, Montana, Nevada, Oregon
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Alaska. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.