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Your Choice Auto Insurance
Rollover each tab to see all the features you can choose when you get auto insurance from Allstate.
Accident Forgiveness (Multiple Accidents)
Helps keep your rates from going up just because of an accident. Even if it's your fault.
Safe Driving BonusSM
Introducing the Safe Driving Bonus Check*, for every six months of accident-free driving you have the opportunity to earn a check of up to 5% of your premium. This is in addition to any other Allstate discounts you qualify for.
Deductible RewardsSM
You'll get $100 off your Collision deductible the day you sign up. And then $100 off every year you go without an accident. Up to $500 total.
New Car Replacement (optional)
If your new car gets totaled in the first three model years, you may be able to get a totally new car - not just a check for the depreciated value.






















Compare Prices for Your Choice Auto Insurance
*Check option is an enhancement to Existing Safe Driving Bonus and is NOW AVAILABLE IN OR COMING SOON to states Your Choice Auto is offered (subject regulatory approval). For some states, may not be available to renewal customers until next policy period.
The Allstate Easy Pay Plan is required with the Allstate Value Plan. Your premium is automatically deducted from your checking or savings account. Please note: you will not be eligible for any accident waiver while the Allstate Value Plan is part of your policy. Plan details may vary by state.
Your Choice Auto® Accident Forgiveness, Deductible RewardsSM, Safe Driving BonusSM, and New Car Replacement are optional and subject to terms and conditions.  NOT AVAILABLE IN EVERY STATE.  Patent Pending.  Deductible Rewards apply to collision coverage.  In NY and PA, deductible amount will not go below $100.  In NY, Safe Driving BonusSM is a discount.  Safe Driving BonusSM is based on eligible premium for prior policy period (except in NY), and won't apply after an accident.  Policy issuance is subject to qualificiations.  Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL.  Allstate New Jersey Property and Casualty Insurance Company, Bridgewater, NJ. Allstate County Mutual Insurance Company, Irving, TX.
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Compare Your Current Policy
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Put Your Safe Driving Skills to the Test in Allstate’s Distract-A-Zone.
If you liked Allstate’s latest Safe Driving BonusSM  commercial, “Rush Hour,” now you can play the video game.
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Are You a Safe Driver?
Earn the rewards you deserve.
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